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5 Truths You Need To Know...
Truth #1
We are not a Structured Settlement Company. A Structured Settlement company is a company that engages in the marketing and placement of new structured settlement annuities, which are regulated insurance products. Included in the definition of a structured settlement company are companies that have employees or, who have independent licensed life insurance agents and brokers, whose primary business is to place structured settlements.
Truth #2
We are a Structured Settlement Factoring Company. A Structured Settlement Factoring company is a company that engages in the purchase of the rights to receive future structured settlement payments. We are buyers of structured settlement payment rights. A transaction completed by our company is known under the Internal Revenue Code Section 5891 as a 'structured settlement factoring transaction". Sometimes referred to as a "secondary market company" "settlement purchaser", "cash now company", "cash flow purchaser", "transfer company" or "factoring company". Don’t be confused!
Truth #3
You cannot sell your Structured Settlement. As a recipient of a Structured Settlement, you agreed to accept periodic payments as part of a legal agreement as the plaintiff or injured party. You cannot sell this agreement. What you can sell, if approved by the courts, is part or all of your payment rights.
Truth #4
All Structured Settlement Factoring companies are not the same! A simple Google search of the term, "buyers of structured settlements" results in about 150,000 returns. To one degree or another there are sites make claims that range from the conservative to the outlandish. As a rule we purchase structured settlement payment rights directly from people who want to sell them. Occasionally we may utilize the services of brokers or other professionals to assist their clients who wish to sell their payment rights. Our guarantee is that we will evaluate your settlement payment stream in an honest and forthright manner and to provide you with a quote based on the sum of several cumulative factors.
Truth #5
Our Promise of Integrity. Our goal is to provide you with solutions that will get you the money you need as quickly as possible after the necessary approval from the courts. We won’t compromise with your needs. Our simple process makes it easy for you to receive a factoring quote, and our promise is to get you the best quote possible.